Security of your funds and data
Security is at the core of XaarLem's architecture. Here's how we protect your wealth.
Secure infrastructure
Our servers are hosted with professional infrastructure providers, targeting 99.9% uptime. All communications are encrypted via TLS 1.3. Internal access is protected by multi-factor authentication (MFA).
Authentication and access
Each account is protected by a strong password and email activation. Sessions expire automatically after a period of inactivity. Suspicious login attempts are blocked and flagged.
Full traceability
All sensitive actions (logins, transfers, account changes, administrative actions) are recorded in an immutable audit log with timestamp, actor identity, and operation details.
Fund protection
Your funds will be held by our partner banks, segregated from XaarLem's operational funds. XaarLem does not hold customer funds, and does not lend or invest deposits.